If you’ve weighed the pros and cons, and decided that consolidation is
right for you, the next step is to pick a lender. Just like when you make
any kind of big purchase (for example, a new PC or a car), you need
to shop around for the best deal. The federal consolidation market is
growing, and it is very competitive. Good deals can be had if you look
around. Many lenders offer aggressive incentives – see the section on
Borrower Benefits on page 3. As with any type of big financial investment,
be sure to do your homework: compare all the types of loans you
qualify for, read the fine print on different Borrower Benefits, and run
the numbers. And then apply and get back to finding a job, studying
for the Bar, enjoying summer…
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